As a licensed psychologists, our professional services qualify for patient reimbursement under most insurance plans. We are all paneled as providers and accept copayment from individuals insured by Anthem Blue Cross / Blue Shield and HealthPlans (Midcoast Hospital Employees). All other insurance plans are considered “out-of-network” and many will reimburse clients directly (50% to 80% of the fee) for therapy services.
All services are provided directly to you, and your payment is made directly to us at the time of each session. If you wish to submit for reimbursement from your insurance company, we will provide you with the required information. However, before making the decision to use your insurance coverage to reimburse you for therapy, please consider the following:
Confidentiality: All insurance companies require some information about the reason for psychological treatment in order to process your claim. In addition, managed care plans often require detailed information regarding the problem for which you are seeking help, history, symptoms, family life, work life, and so on. The information is entered into increasingly large information systems.
Control of Treatment: Managed care companies use the information to decide if treatment is medically necessary, what kind of therapy is approved, and, later, if it should continue. Many of the insurance company employees who make these decisions have limited training, and of course have never met with you.
Psychiatric Diagnosis: Health insurance is designed to pay for the treatment of illness. Therefore, a psychiatric diagnosis must be made before most insurance companies will pay.
Initial Psychological Evaluation $200
Individual Psychotherapy $160
Couples Counseling $180 per 60-minute session
If you miss your scheduled therapy appointment, and you have not notified us at least 24 hours in advance, you will be required to pay $75 for the missed session.